How I Improved My Island Insurance Hawaii In One Easy Lesson


There are many reputed insurance companies in Hawaii. They offer a wide range of insurance types such as life insurance, homeowners insurance, health insurance, auto insurance and the like. Apart from nationally renowned companies, there are local insurance companies, which have understood the needs of the people of Hawaii and serve them better by offering many useful insurance coverages. One among the popular local insurance companies in Hawaii island is “Island Insurance Companies” and let us see how it serves the local residents of Hawaii.

Island Insurance:

Island insurance Hawaii company, established in the year 1939, is serving the people of Hawaii for more than seventy five years in protecting Hawaii families and business establishments . Island insurance Hawaii is the first and the only company, based in Hawaii, to be recognised as one among the top 50 Property and Casualty insurance company in US by the Ward Group for the last consecutive nine years. Island insurance Hawaii company enjoys the grade “A”(excellent) in respect of financial strength and this has been approved by A.M.Best Company, which is the most authoritative insurance company financial rating organisation.

Address of the Island Insurance Company:

The reputed and locally famous Island insurance Hawaii company is located in the following address.

1022, Bethel Street,
Honolulu, HI-96913.
Phone: 808-564-8200.
Fax: 808-564-8170.

Insurance Policies Offered:

Island insurance Hawaii company is providing insurance coverage to the generation of Hawaii families since 1940. This company is well aware of the local culture and the needs of the residents of Hawaii and offers the following types of insurances for the benefit of the people.

● Auto insurance
● Homeowners insurance
● Condo owners insurance
● Renters insurance
● Dwelling fire insurance
● Personal umbrella insurance
● Flood insurance.

Island insurance Hawaii company also offers many business insurance products in order to run the businesses more effectively and efficiently. The commercial insurance products offered by the island insurance company are commercial automobile, commercial crime, commercial general liability, commercial inland marine, commercial property, commercial umbrella, fidelity, garage liability, surety, truckers, workers compensation, employment practices liability, etc,.

Island insurance Hawaii company is strongly supported by experienced and talented staff and with these dedicated staff, the company is striving hard to serve the people in all aspects of insurances. The company has created a strong and positive working environment, empowering employees, rewarding initiative and promoting promotional growth have enhanced the functions of the employees and have yielded impressive results.

Island insurance Hawaii company also conducts internship programs, which is so designed to encourage the people, especially youngsters, in the field of insurance with an aim to build future leaders in the insurance industry. Through the internship program, the trainees have the great opportunity to gain an overall knowledge in the insurance business. The main objective of the program is to introduce and develop new talent in the insurance field through a formalised program of training and a fine exposure to all aspects of the insurance business.

This paid program is available to junior and senior college students with an aim to prepare the youngsters to understand the importance of insurance products and to train them to work in the insurance field and it is a chance for them to serve the people in a better way.

Auto Insurance by Island Insurance:

People of Hawaii, who are shopping around for buying an auto insurance, choose island insurance Hawaii as their auto insurance provider. When people do business with island insurance and purchase auto insurance and homeowners insurance, they enjoy the lowest premium ever possible. Further, they also receive better customer service in respect of claims process.

There is a special offer for the drivers, who need basic auto coverage,and this offer provides the drivers to drive on the roads of Hawaii for less than $27 a month as premium. If you bundle your auto insurance with various insurances such as home insurance, renters insurance and the like, the drivers can save more money.

The basic philosophy of island insurance Hawaii is to provide affordable car insurance to the people. More of the drivers, who have bought auto insurance from island insurance, are assured of the best claims service all the 24 hours of a day. If your car meets with an accident, the repair work will be ably handled by a network of island certified repair facilities located in about 20 centres of Hawaii. These repair centres also function in Oahu, Big Island, Maui and Kauai.

Hawaii Homeowners Insurance:

Every home is different. The needs of each individual is also different. Similarly the homeowners insurance policy offered by island insurance Hawaii company is tailored to the needs of the people of Hawaii. This company offers practical coverage with reasonable discount in respect of homeowners insurance in Hawaii. The special features are as follows.

● Multi-policy discount
● Fire protection system discount
● Ground termite coverage
● Identity theft resolution assistance
● Customer discount
● Age of dwelling discount and
● Equipment breakdown coverage.

Hawaii Flood Insurance:

You are aware that flood losses are not usually covered under homeowners insurance or fire insurance. But, Hawaii is also prone to heavy rains, flash floods and sometimes the ocean surges forward into the town and the houses are affected by floods. Island insurance Hawaii provide flood insurance through National Flood Insurance Program's “Write-Your-Own flood insurance policy. The customers are charged with a modest annual premium and this protects you from the unexpected.

Further, island insurance Hawaii company offers varieties of insurance discounts for all types of insurance for the benefit of policyholders of Hawaii such as multi car discount, prior discount, group discount, renewal discount, defensive driving discount, hybrid vehicle discount and the like. The policyholders, who become eligible for certain discounts, can utilise the opportunities and gain benefits from them.


The residents of Hawaii must be happy about the functions and benefits offered by the island insurance company and are advised to make best use of them. It is a great opportunity for the people of Hawaii to have all insurance types at one end namely island insurance company of Hawaii. The people of Hawaii must be proud to have such a company, who cares for the local culture and understands the needs of the local people.